Checks

The merchant not only saves on banking and accounting costs, but can significantly reduce losses from bad checks. A complete image capture of the check is taken at the Point of Purchase.

The Process

Electronic Check Conversion converts a paper-based check to an electronic transaction at the point-of-sale. The check information is then transmitted via electronic equipment to a national verification database where it is evaluated against negative information. Within seconds a response is sent back to the merchant. A receipt very similar to a credit card transaction is generated and the customer signs it, thereby authorizing the electronic collection of funds to the merchant. The check information is then stored and the transaction deposits are routed to the merchant’s account within 48 to 72 hours.

Merchant Benefits

Convenience is important to everyone, not to mention our merchants. Electronic Check Conversion gives the merchant just that - only it’s convenience with a guarantee. This check conversion process not only processes the check electronically allowing the merchant to forego trips to the bank, but it also guarantees the approved transactions. With this program the merchant simply accepts the checks and the check conversion program does the rest! The merchant can now accept & process checks just like they accept & process credit cards.

Internet, Mail & Phone Order Check Acceptance

We offer acceptance of checks via internet, mail, and phone. In addition to basic acceptance we can help you verify funds or history of checking information before accepting a check.

Basically with our service you can accept checks without the check being present. This allows you to accept checks like you would credit cards.

We can improve your collections and get your paper pile in order.

Now you can processes the paper check electronically to simplify the collection tracking process. You can process checks and resubmit checks on any given day, increasing collection rates on bad checks by timing the transaction with the check writers pay schedule.